by Ray McHale | Apr 8, 2017 | Financial tips & advice, Insurance & Protection
They say prevention is better than cure. Unfortunately, human nature often means we are not always excellent at preparing for the unexpected. With the cost of doing business becoming an increasing issue for many small business operators in Australia it’s easy to cut...
by Ray McHale | Apr 8, 2017 | Aged Care, Financial tips & advice
Asset rich and cash poor – it’s a term many older citizens use to describe their financial situation and reflects a lifetime of accumulating money for their impending retirement or a rainy day. For many, the concept of asset rich can include an investment portfolio...
by Ray McHale | Apr 8, 2017 | Financial tips & advice, Wealth Creation
As the song says, money makes the world go around, and for some it seems to spin faster than others. As often as we may downplay our desire for money, at least in public, the fact remains that we all want some degree of wealth – even if it is just enough to feel a...
by Ray McHale | Apr 4, 2017 | Estate Planning, Financial tips & advice
Nobody likes to think about their imminent demise…but whether you are young or old, in good health or bad, it pays to make plans for the day that you will no longer be around to own and manage your assets and responsibilities. Sadly, many people bury their head in the...
by Ray McHale | Apr 4, 2017 | Financial tips & advice, Saving
Owning your own home is still the ‘great Australian dream’. No one likes the uncertainty of wondering when the next rental inspection will be, or the hassle of having to shift location when the landlord decides to sell. The affordability of housing in Australia is...
by Ray McHale | Apr 4, 2017 | Financial tips & advice, Investments
For those starting out on the road to wealth accumulation, the world of investment can seem a very intimidating place. Words like derivatives, bonds, options and leverage can seem confusing at first, and having worked so hard to save your money it’s easy to be fearful...
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